Buying a second hand car is often cheaper than going to a dealer, but if you don’t know what to look for then it may cost you in the long run. Here is some advice for buying a used car:
For more advice click here: http://www.youtube.com/swiftcover
Add comment March 9th, 2010
Car insurance fronting is becoming a common problem with UK motorists, especially with parents wanting a cheaper motor insurance quote, but what many drivers are unaware of, is that they are actually breaking the law in doing so.
According to swiftcover.com one in four policy holders claim to accidently putting their son or daughter as a spouse or partner, instead of a named driver. In fact car insurance fronting has almost doubled in the last two years.
What is fronting?
Fronting is where an experienced motorist adds a young or new driver as a named driver to their policy. The main driver should be the one using the car most of the time and any additional drivers should be only driving occasionally. If the young or new driver uses the car more than the main driver, it is called fronting and is illegal as false information has been given to the car insurance company.
In some cases policy holders have often added a younger driver, normally a son or daughter, to their policy under the relation of ‘spouse’ or ‘partner’ therefore saving even more money on car insurance illegally.
Swiftcover says insurance companies share information between themselves and other agencies to help spot the tell-tale signs of attempted fraud.
Robin Reames, claims director for swiftcover.com, states that car insurance companies are “cracking down” on insurance fronting, as it eventually ends up costing other motorists more money.
Furthermore, anybody caught fronting – both the younger driver and the older driving committing the fraud – will face much higher insurance premiums in the future and may even be turned down by many insurers.
Add comment March 3rd, 2010
The charity single, Everybody Hurts, has reached the top of the charts and has sold more than 453,000 copies in its first week. The official UK charts company revealed that the single has gained the biggest first week sales of any charity track this century.
The song was performed by a number of stars including Leona Lewis, Kylie Minogue, Robbie Williams, Take That, Cheryl Cole, and it was organised by Simon Cowell. The money raised will be split between the Disasters Emergency Committee (DEC) and The Sun newspaper’s Helping Haiti campaign.
It is amazing to hear stories of how individual people, businesses, groups and charities have given to help Haiti and many lives will be changed as a result of everyone’s efforts.
Add comment February 23rd, 2010
Have you seen the new iPhone application called STUCK? It’s a new app where you can tell friends, family or the entire world where and why you are stuck. Whether you are stuck in traffic, have a song stuck in your head or even if you are stuck in love, you can share your situation with everyone.
The iphone application, which was launched by swiftcover.com, can be downloaded for free on your iPhone or iPod touch. You can also join the stuck facebook group to share your stuck experiences, the group has over 49,000 fans and is growing every day.
Stuck is available on the app store or alternatively you can access it from your iTunes software.
http://itunes.apple.com/gb/app/stuck/id351658914?
Add comment February 16th, 2010
Katie price, PM Gordon Brown and Tiger woods were all voted as the biggest suckers of 2009 whilst the iphone, facebook and DJ Sir Terry Wogan rocked the most.
The recent poll carried out by swiftcover.com found that eight out of ten people thought that Katie price sucked in 2009. Tiger Woods didn’t prove very popular either, especially amongst women as 78% of women said he sucked compared to just 57% of all men. In politics, 62% of people said that Gordon Brown sucked the most compared with 38% who voted for David Cameron.
Technology seemed to rock the most and with the iphone becoming increasingly popular it is no surprise that 68% said that it rocked, compared to 34% who said the blackberry. The poll also revealed that more people prefer to use facebook rather than twitter.
Add comment February 15th, 2010
With half term coming up many families will jet off to ski resorts for fun packed holidays, and with the excellent snow conditions it’s bound to be a popular activity for the mid term break.
The Telegraph reported that half a metre of fresh snow is expected to fall in many resorts, across France, Austria, Switzerland and almost a metre in some US resorts which will make room for great skiing.
If you are more of a thrill seeker looking for a winter sport other than skiing then you may like to have a go at ice karting, similar to go-karting but with studded tyres. Alternatively you could try snowboarding or how about snowlerblading? Click here to have a look at some more adventurous activities, but make sure your travel insurance is in order before setting off on your trip.
Add comment February 12th, 2010
Toyota’s recent recall of vehicles has raised concerns amongst Toyota drivers about whether it is safe to drive their cars, and some are uncertain if their car insurance would cover them in the event of an accident.
Toyota recalled six models of vehicles because of problems with the accelerator pedals. The models affected are the IQ, Aygo, Yaris, Auris, Corolla, Avensis and Verso. The Times Online reported that the recall has cost Toyota $2billion which includes cars in Europe, China and the US. They also reported that drivers will have to wait another week before the new parts arrive in the UK, and repairs are only due to start on the 10th February.
More than 10 000 people in the UK have phoned Toyota with concerns, and to find out whether they should continue driving their cars. If you are concerned about your car and whether you will be covered if you have an accident, then it’s probably best to contact your insurance company to check.
If you are a UK Toyota customer and unsure whether your car is affected, then click here for more information.
Add comment February 5th, 2010
Readers of lovemoney.com recently voted swiftcover.com as the best ‘Value for Money’ car insurer for 2010. The awards were voted for by actual insurance buyers, which gives a real-life reflection of what customers think about the insurer.
Marketing Director of swiftcover.com, Tina Shortle says:
To be named the best, ‘Value for Money’ car insurer shows that our commitment to low cost car insurance backed by a service customers expect, is working
So if you are looking for value for money then it might be worth getting a quote from swiftcover.com.
Add comment February 3rd, 2010
After spending a fortune on a brand new car, it is frustrating knowing that as soon as you drive it away from the car dealership it loses value. You may be interested in a recent report from Parkers which named and shamed the cars which depreciate the most. Surprisingly the more luxurious cars such as a Rolls-Royce and Maybach were found to depreciate the most; you could lose up to £127,526 over a year- Is it really worth it?
If you are looking for a car that depreciates slowly then the Honda Jazz may be the car for you, as it topped the list for the top 10 performers of 2009, depreciating only £1379 over the year. Other good buys are the Fiat 500 (08 on) or the SEAT Ibiza. If you don’t want to lose so much money it seems the smaller cars are the ones to go for as they took up 35 of the 40 top places.
The figures were calculated by comparing the estimated market value of 10,000-mile car, which was bought new 12 months earlier, against its list price new. Here is a full list of the findings:
Top 10 performers:
1 Honda Jazz (08 on) - £1,379
2 Fiat 500 (08 on) - £1,460
3 SEAT Ibiza (08 on) - £1,552
4 Hyundai i10 (08 on) - £1,650
5 Mazda2 (07 on) - £1,702
6 Kia Picanto (04 on) - £1,760
7 VW Fox (06 on) - £1,781
8 Suzuki Swift (05 on) - £1,900
9 Toyota Aygo (05 on) - £2,148
10 Mitsubishi i (07 on) - £2,271
Bottom 10 performers:
1 Maybach 62 (03 on) - £127,526
2 Maybach 57 (03 on) - £115,253
3 Rolls-Royce Phantom (03 on) - £81,183
4 Bentley Arnage (98 on) - £66,040
5 Ferrari 612 Scaglietti (05 on) - £51,627
6 Mercedes-Benz SL AMG (02 on) - £51,381
7 Bentley Continental Flying Spur (05 on) - £47,080
8 Aston Martin DBS (08 on) - £41,347
9 Bentley Continental GT Coupé - £40,110
10 Ferrari F430 (05 on) - £37,188
Add comment January 29th, 2010
A group of 68 skydivers recently jumped near Lake Elsinore, California and broke the US national record for the largest wingsuite formation.
The skydivers, who came from 16 different countries, were flown up in four planes and jumped from 13000ft before joining together in an unlinked diamond formation. The Telegraph reported that the skydivers wore brightly coloured wingsuites, and the formation looked like a spectacular kaleidoscope against the white clouds above them.
According to the Mail Online the event was organised by a non-profit organisation called raise the sky. The record raised $5000 for the charity City Year, which provides mentoring to keep underprivileged children in school. These people are not afraid to live life to the full and are an inspiration to others- maybe its time to get a life and do more.
Add comment January 26th, 2010
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