Posts filed under 'advice'

Buying a second hand car

Buying a second hand car is often cheaper than going to a dealer, but if you don’t know what to look for then it may cost you in the long run. Here is some advice for buying a used car:

  • If you dont know much about cars then take along someone who does. You could ask a friend or get an independent car check from a provider such as the AA.
  • Get a credit check, which will tell you if a car has any outstanding finance on it, if it does you may find that you don’t actually own it.
  • Go for a test drive- this will give you a good feel of the car and will help you pick up any potential issues, but make sure you have adequate car insurance cover to drive it.
  • Check the V5 registration document and make sure the name and address match the sellers. If the car doesn’t have a V5 document then best not to buy it.
  • Look at the vehicle identification number; make sure it matches the number on the V5 registration document, if it doesn’t then give it a miss.
  • For more advice click here: http://www.youtube.com/swiftcover

    Add comment March 9th, 2010

    Toyota recall

    Toyota’s recent recall of vehicles has raised concerns amongst Toyota drivers about whether it is safe to drive their cars, and some are uncertain if their car insurance would cover them in the event of an accident.

    Toyota recalled six models of vehicles because of problems with the accelerator pedals. The models affected are the IQ, Aygo, Yaris, Auris, Corolla, Avensis and Verso. The Times Online reported that the recall has cost Toyota $2billion which includes cars in Europe, China and the US. They also reported that drivers will have to wait another week before the new parts arrive in the UK, and repairs are only due to start on the 10th February.

    More than 10 000 people in the UK have phoned Toyota with concerns, and to find out whether they should continue driving their cars. If you are concerned about your car and whether you will be covered if you have an accident, then it’s probably best to contact your insurance company to check.

    If you are a UK Toyota customer and unsure whether your car is affected, then click here for more information.
    Toyota Yaris

    Add comment February 5th, 2010

    Best ‘Value for Money’ car insurer

    Readers of lovemoney.com recently voted swiftcover.com as the best ‘Value for Money’ car insurer for 2010. The awards were voted for by actual insurance buyers, which gives a real-life reflection of what customers think about the insurer.

    Marketing Director of swiftcover.com, Tina Shortle says:

    To be named the best, ‘Value for Money’ car insurer shows that our commitment to low cost car insurance backed by a service customers expect, is working

    So if you are looking for value for money then it might be worth getting a quote from swiftcover.com.

    Add comment February 3rd, 2010

    Depreciating cars

    After spending a fortune on a brand new car, it is frustrating knowing that as soon as you drive it away from the car dealership it loses value. You may be interested in a recent report from Parkers which named and shamed the cars which depreciate the most. Surprisingly the more luxurious cars such as a Rolls-Royce and Maybach were found to depreciate the most; you could lose up to £127,526 over a year- Is it really worth it?

    If you are looking for a car that depreciates slowly then the Honda Jazz may be the car for you, as it topped the list for the top 10 performers of 2009, depreciating only £1379 over the year. Other good buys are the Fiat 500 (08 on) or the SEAT Ibiza. If you don’t want to lose so much money it seems the smaller cars are the ones to go for as they took up 35 of the 40 top places.

    The figures were calculated by comparing the estimated market value of 10,000-mile car, which was bought new 12 months earlier, against its list price new. Here is a full list of the findings:

    Top 10 performers:
    1 Honda Jazz (08 on) - £1,379
    2 Fiat 500 (08 on) - £1,460
    3 SEAT Ibiza (08 on) - £1,552
    4 Hyundai i10 (08 on) - £1,650
    5 Mazda2 (07 on) - £1,702
    6 Kia Picanto (04 on) - £1,760
    7 VW Fox (06 on) - £1,781
    8 Suzuki Swift (05 on) - £1,900
    9 Toyota Aygo (05 on) - £2,148
    10 Mitsubishi i (07 on) - £2,271

    Bottom 10 performers:
    1 Maybach 62 (03 on) - £127,526
    2 Maybach 57 (03 on) - £115,253
    3 Rolls-Royce Phantom (03 on) - £81,183
    4 Bentley Arnage (98 on) - £66,040
    5 Ferrari 612 Scaglietti (05 on) - £51,627
    6 Mercedes-Benz SL AMG (02 on) - £51,381
    7 Bentley Continental Flying Spur (05 on) - £47,080
    8 Aston Martin DBS (08 on) - £41,347
    9 Bentley Continental GT Coupé - £40,110
    10 Ferrari F430 (05 on) - £37,188

    Add comment January 29th, 2010

    Travel Disruptions

    Over the past few weeks the snow and freezing weather conditions has resulted in flight disruptions, which affected flight arrivals and caused delays to departures.

    Flights from Gatwick, Southampton, Luton, Birmingham, Bristol and Exeter airports and passengers at Cardiff, Heathrow, Manchester and Stansted were all affected. The daily mail reported that some passengers were told to leave terminal five without their luggage due to flight delays, and it had been recommended that passengers contact the airline before going to the airport.

    If you are planning on travelling make sure you are prepared and have adequate travel insurance, you never know when you might need it. Click here for the latest travel news.

    Add comment January 14th, 2010

    Start the New Year stress-free

    The start of a new year can be stressful as the Christmas period comes to an end, and after the Christmas spending some may feel financially strained. swiftcover.com have put together a 60 second guide to de-stressing so if you are having a stressful day why not take a minute to unwind.

    Take slow deep breaths; focus just on your breathing rather than the stress you are feeling. It can help to walk away from wherever the stressful situation is such as your desk, this way you will remove yourself both physically and mentally from the stressful situation. And always remember to smile; even if you don’t feel like it, the simple act of smiling can make you feel much better.

    Start the New Year positively and make 2010 less stressful. For more information take a look at www.stress.org.uk or find out more about stress by visiting NHS Direct.

    Add comment January 7th, 2010

    Keep safe on the roads this Christmas

    With the wet weather conditions and increased traffic on the roads expected at Christmas, it is important to take extra care on the roads. Here are a few tips which will help make your journey safer:

  • Check your tyres are properly inflated and have sufficient tread depth.
  • Check your headlights are working and you have a full tank of petrol, so you can avoid getting stranded.
  • Take along an emergency kit, including a blanket, water, high energy snacks, a torch, basic tool kit, first aid kit, jump leads and a tow rope.
  • Make sure your windscreen is fully de-iced before you set off.
  • Drive safely this Christmas to avoid starting the New Year with a car insurance claim.

    Add comment December 23rd, 2009

    We are an impatient nation

    swiftcover.com found that many people become impatient on the road and nearly one in ten men admit that their impatience has caused them to have an accident. 37% of people said they are more impatient now than they were three years ago, which has not only caused problems on the road but also at work and home. There are a number of factors which contribute towards drivers becoming impatient, such as tailgating, or when other drivers talk on their mobile phones.

    Men were found to have the least patience with nearly 62% of male drivers confessing to swearing and gesturing to other road users, compared to 47% of women. The rudest age group are those between the ages of 45 to 54 with 53% saying they have made rude gestures or sworn while driving. Regionally drivers in the South West were found to be the rudest with 60% admitting to being rude, and London was found to be the most polite area with only 38% of people admitting to being impolite. 5% of people have taken up yoga to improve their patience and 11% have resolved to be nicer to others.

    It is important to stay patient on the road, as impatience could lead to an accident which could push up your car insurance premium. To help ease the stress you could organise school lift clubs, car sharing or you could leave a little earlier in the morning to avoid the traffic.

    Add comment December 15th, 2009

    Automotive gifts

    If you know someone who is a car lover, you may want to buy an automotive gift for them this Christmas.

    A personalised registration plate would make a great gift. Car insurance provider, swiftcover.com recently found that despite motoring costs increasing, people are still buying personalised number plates as they add to the enjoyment of motoring.

    There are also many gadgets and accessories to choose from, such as a car torch or a car boot organiser, or how about a car magazine subscription or a driving experience? Have a look at www.meandmycar.co.uk and www.gifts.com for some more automotive gift ideas.

    It’s probably best to avoid buying furry dice and car stickers, after swiftcover.com discovered that people who have these in their cars are more likely to have road rage.

    Add comment December 7th, 2009

    Get a life this Christmas

    Christmas should be a relaxing and enjoyable time of year but often you can get caught up in all the rush and preparation and end up missing the good bits. To make sure you don’t miss out on the important things this Christmas, plan ahead and take some of this advice from online motor insurer ,swiftcover.com:

  • Buy your presents online, then you can relax in the comfort of your own home and your gifts will be delivered directly to your door.

  • Christmas always comes with a bit of over indulgence but you can miss out on some of the festivities by spending a lot of time in the kitchen. This year why not order your food and treats online? Try www.formanandfield.com.

  • You can buy your tree online and get it delivered to your door rather than worrying about how you will fit it into your car. Look at www.buyatree.com and www.pinesandneedles.com to find the perfect tree.

  • To make Christmas cards a little easier and fun, you could buy them from www.moonpig.com, they will create personalised cards and even post them for you so you don’t have to think about queuing at the post office. Or you could try www.elfyourself.com where you can create dancing elf versions of yourself or others, which you can then email to your friends and family.

    Add comment December 3rd, 2009

  • Previous Posts


    Categories - click to view

    Subscribe to this feed


    Subscribe to our feed

    Swift Sites

    Swiftcover car insurance has taken the pain out of getting cheaper motor insurance quotes. There are no queues, no unnecessary chat and no endless questions.

    Recent Comments

    Recent Posts

    Calendar

    March 2010
    M T W T F S S
    « Feb    
    1234567
    891011121314
    15161718192021
    22232425262728
    293031