Posts filed under 'insurance'
According to new research from Auto Trader Compare, the motor insurance comparison service from the UK’s largest motoring website, BMW owners are deemed to be the worst drivers on the UK’s roads according to a massive 59% of respondents, followed by:
- Subaru drivers (42%)
- Porsche drivers (39%)
- Audi drivers (30%)
- Mercedes-Benz drivers (27%).
BMW drivers are most associated with bad or inefficient driving according to the survey, with 68% of respondents claiming that bad drivers of these vehicles drive too fast, overtake in dangerous situations (66%), intimidate other road users (66%) and drive too close to the car in front (64%).
However, it is Fords that top the claims table with 23% of all swiftcover.com claims.
Save money on your car insurance with swiftcover.com. They are the only 100% online insurance company and you can get a quote in under 60 seconds.
July 1st, 2009
New research from online car insurer swiftcover.com shows that Male drivers cost motor insurers more in car insurance claims because of aggressive hunter-gatherer behavioural traits that hark-back to stone-age man.
This is why men usually face higher car insurance premiums, despite constantly claiming to be better drivers than women.
Swiftcover’s own data shows that male drivers accounted for 52% of the total claims costs in 2008, despite actually making fewer claims. Women made 52% of claims, but only accounted for 48% of total claims costs. This means women tend to make lower value claims for small knocks and scratches, whilst men claim more for larger more expensive incidents.
Data shows that men are also more likely than women to speed and goverment figures show that men are four times more likely to be convicted of driving and speeding offences. This could be down to the survival instincts developed by stone-age man according to a study by Oxford academics. Men are more likely to be aggressive and take more risks. ‘Stone-age man’ behavioural traits are still evident today when men defend their territory - their cars - from other drivers on the road.
Whether you are a male or female driver make sure that you compare car insurance prices as you could be paying over the odds.
For more information on this article visit the press release at swiftcover.com.
June 11th, 2009
Research by online car insurer swiftcover.com shows that many car insurance offers are not as special as they claim to be, with drivers still paying too much for their insurance.
Some motor insurance companies are trying to woo motorists with special offers such as multi-car policies and 52 days’ free insurance. However these are not always the best options.
Admiral’s multi-car cover policy is £283.47 more expensive than swiftcover.com when insuring a Ford Fiesta and a Ford Mondeo – two policies with swiftcover.com would cost a total of £392.01 compared to £675.48 for Admiral’s multi-car cover.
Direct Line’s 52 days free insurance special offer is still £110.05 more costly than swiftcover.com when insuring a Ford Mondeo - insurance with swiftcover.com would cost £185 compared to £295.05 with Direct Line.
swiftcover.com’s special offer warning forms part of the insurer’s credit crunch tips for cutting your insurance costs. Shortle continues: “Getting the lowest possible insurance quote is one thing, but there is a lot more drivers can do to keep their insurance costs down. Our credit crunch tips will help people identify where else they can save money.”
To view Swiftcover’s top tips click here: swiftcover.com’s credit crunch motor insurance saving tips
Make sure you compare car insurance prices before your renew your car insurance policy.
June 4th, 2009
How would you like to win free car insurance with swiftcover.com?
Well, now is your chance. swiftcover.com, the 100% online insurance company, is celebrating its huge growth by giving away free car insurance to its one millionth customer. All you have to do is visit swiftcover.com for your chance to win, full terms & conditions can be found on their site.
Swiftcover has had a fantastic year so far with sales figures for the first quarter up by 31% year on year. This has been achieved by an innovative marketing campaign fronted by King of Punk Iggy Pop. Tina Shortle, Marketing Director says
“Iggy Pop and swiftcover.com have made motor insurance interesting for a change, increasing awareness of swiftcover.com and sending our sales soaring by almost a third.”
May 29th, 2009
The Kia car manufacture has urged motorists to cut out unnecessary car journeys and walk instead.
Not only will this reduce your cars emissions but it helps you to stay healthy as well as potentially reducing your car insurance premium due to less mileage.
People are also advised to make sure that their cars are fully prepared for any long journeys, particularly with the Bank Holiday approaching.
Continental Tyres Spokesman Tim Bailey stated:
“It’s important to make sure that your car is fit to do the journey - after all you don’t want to spend time broken down at the side of the road.”
Research by Continental Tyres showed that 65% of motorists fail to check screen wash before their journey and 50% do not check their tyre pressure.
Whether you are going on a long journey or a short journey you would benefit by keeping your car in as good a condition as possible as it will maximise its resale value.
May 21st, 2009
If you having a speeding offence on your licence, chances are you could be being penalised by your insurance company.
Online car insurance provider swiftcover.com compared car insurance quotes and found that a single speeding fine could lead to insurance premium rises by as much as £50, £60 or even £70. swiftcover.com, however, does not penalise drivers with just one speeding offence because the company doesn’t see them as an increased insurance risk.
Craig Staniland, underwriting director at swiftcover.com explains: “swiftcover.com uses detailed claims data to identify where the major areas of claims risk are, so that we can keep car insurance premiums low for those drivers that do not present a higher risk. Our claims data shows that drivers with a single speeding offence on their licence are no more likely to make a claim than drivers without a conviction.
“Multiple speeding offences could end up with a driver being banned due to the totting up rules, so we find that responsible motorists with one speeding offence will probably drive even more safely to ensure they do not end up with further points and a ban. If a driver is banned, their insurance premiums will soar once they are allowed back on the road again.”
May 12th, 2009
Last week the Advertising Standards Authority (ASA) upheld 12 viewer complaints that the recent TV ads by swiftcover.com featuring Iggy Pop were misleading.
The ASA believed that the ads implied that the punk rocker had a policy with Swiftcover, but at the time of the TV ads airing Swiftcover did not cover musicians.
swiftcover.com says that not only have the Iggy ads been a huge success, helping to push sales up by almost a third in the first quarter of 2009, the interest shown by musicians has prompted the company to make its insurance available to musicians for the first time.
Tina Shortle, marketing director of swiftcover.com, says:
“Iggy Pop and swiftcover.com have made motor insurance interesting for a change, increasing awareness of swiftcover.com and sending our sales soaring by almost a third, so we would be crazy to lose Iggy.
“However, we appreciate that some musicians were disappointed that they could not get ‘swiftcovered’, so we are now one of the few insurers that actually insures musicians. Iggy Pop will return to continue swiftcover.com’s campaign to help UK motorists get cheap online car insurance and make it clear that now even musicians can ‘Get a Life!’”
The ads led to a surge in interest in swiftcover.com and a 31% increase in sales in the first three months of 2009 compared with the same period in 2008.
May 6th, 2009
Air travel specialists Mott MacDonald have suggested that countries outside of the Eurozone will prove to be popular holiday destinations for many Brits.
However, many Brits are staying closer to home. As people grow more concerned about the economy, job security, savings etc, they are being more stringent with their finances and budget holidays are in more demand. People are finding that it is cheaper to go camping or stay at the coast in inexpensive hotels.
You can also bring the cost of your holidays down by shopping around for your travel insurance.
April 23rd, 2009
I wrote in this blog recently about maximising the value of your car by cleaning it and maintaining it to a high level.
I saw an article on the swiftcover.com website which reaffirms this. Continental Tyres carried out research and found that up to 3.5 million road users in the UK may be driving with illegal tyres.
Many people are not aware of what the tread on their tyres should be or how they should check it. Having worn tyres can lead to accidents, particularly in wet weather when roads get very slippery. People driving around in vehicles that are not roadworthy risk their car insurance provider not paying out.
If the weather this weekend is nice, get out there and give your car a good once over making sure that you and your passengers are traveling in a safe, insured car.
April 2nd, 2009
Do you look after your car? Now is a good time to take advantage of the nicer weather and do a bit of a spring clean on your car.
The Retail Motor Industry Federation (RMIF) has advised vehicle owners to ‘give their cars a good clean and check to see if any further work needs to be done’.
RMIF director Sue Robinson commented: “Motorists may not have thought to check this during the winter months and they may be driving with illegal tyres without realising.”
According to an article, vehicle owners who ensure their tyres pressure and tread depth are always at the correct levels may reduce their chances of being in an accident, thereby protecting their cheap car insurance premiums.
Online car insurance company swiftcover.com report that drivers could be wiping millions of pounds off the re-sale value of their cars by not keeping them in good condition.
As well as watching your mileage and keeping your car in good working order, car insurance online company swiftcover.com also recommend the following:
Clean your car - stop dirt and grim from turning into irreparable stains
Get your car serviced regularly - keep your log book stamped and follow the manufacturer’s servicing schedule
Investigate warranties - extending warranties, shop around for the best cover to make sure it is worth the expense
Change parts - change parts when necessary keeping your car at its best
Find a good garage - don’t leave minor problems to get worse, sort them out with a reputable garage
March 26th, 2009
Previous Posts
