Stone-age male drivers cost more to insure

June 11th, 2009

New research from online car insurer swiftcover.com shows that Male drivers cost motor insurers more in car insurance claims because of aggressive hunter-gatherer behavioural traits that hark-back to stone-age man.

This is why men usually face higher car insurance premiums, despite constantly claiming to be better drivers than women.

Swiftcover’s own data shows that male drivers accounted for 52% of the total claims costs in 2008, despite actually making fewer claims. Women made 52% of claims, but only accounted for 48% of total claims costs. This means women tend to make lower value claims for small knocks and scratches, whilst men claim more for larger more expensive incidents.

Data shows that men are also more likely than women to speed and goverment figures show that men are four times more likely to be convicted of driving and speeding offences. This could be down to the survival instincts developed by stone-age man according to a study by Oxford academics. Men are more likely to be aggressive and take more risks. ‘Stone-age man’ behavioural traits are still evident today when men defend their territory - their cars - from other drivers on the road.

Whether you are a male or female driver make sure that you compare car insurance prices as you could be paying over the odds.

For more information on this article visit the press release at swiftcover.com.

Entry Filed under: insurance, cars