Travel Insurance for Teenagers

July 31st, 2008

Many teenagers around the country will be getting very excited as they plan their first holiday abroad without their parents. It marks a big change in their life when they have to be responsible and independent.

However one of aspects of a holiday that teenagers probably won’t think about is their travel insurance. An article by insurance company Swiftcover reports that one in five Brits admit to not taking out adequate travel insurance which could be vital.

More people are shunning the package holiday and booking flights, accommodation and transfers directly themselves reports The Daily Mail. If you are a seasoned traveler then this approach isn’t too risky but for younger people with little travel experience the package holiday offers a kind of safety blanket, so often a good choice for teenagers.

In order to make the most of your holiday Swiftcover have listed 8 top nightmare situations to avoid:
* Drinking too much - drinking too much in hot weather can lead to exhaustion.
* Dangerous sports - treatment for a broken leg can cost up to £7,000 in Europe so make sure your travel insurance covers this if you plan to take part in dangerous sports.
* Sun exposure - limit the time in the sun and wear sun screen. Sunburn and heat stroke can ruin a holiday
* Getting lost - 11% of teenagers get lost or stranded on their first holiday without parents. Familiarise yourself with your surroundings.
* Drugs - drugs are unpredictable and accidents through drugs can invalidate your travel insurance.
* Excessive partying - this can lead to you being kicked out of your hotel, so enjoy yourself but don’t go too mad.
* Getting arrested - check local customs and laws. Don’t be arrested for being drunk and disorderly.
* Ending up in hospital - follow health and safety guidelines and make sure you have had any vaccinations.

Entry Filed under: insurance, travel